Terms & Conditions

Acceptance of Terms

By accessing or using OweMeter, you agree to be bound by these Terms & Conditions. If you do not agree to these terms, please do not use the service.

Description of Service

OweMeter is an expense splitting and tracking application that helps groups manage shared expenses, track balances, and record settlements. The service is provided "as is" and is intended for personal, non-commercial use.

User Accounts

• You are responsible for maintaining the confidentiality of your account credentials.
• You agree to provide accurate and complete information when creating your account.
• You are responsible for all activities that occur under your account.
• You must notify us immediately of any unauthorized use of your account.

User Responsibilities

• You are responsible for the accuracy of expense data you enter into the system.
• You agree to use the service in compliance with all applicable laws and regulations.
• You will not use the service to harass, abuse, or harm other users.
• You will not attempt to gain unauthorized access to other users' accounts or data.

Group Conduct

When participating in groups, you agree to:

• Act in good faith when recording expenses and settlements.
• Respect the privacy of other group members.
• Resolve disputes with group members directly and amicably.
• Not use the service to facilitate fraudulent transactions.

Data & Privacy

Your use of OweMeter is also governed by our Privacy Policy. By using the service, you consent to the collection and use of your information as described in that policy.

Intellectual Property

OweMeter and its original content, features, and functionality are owned by us and are protected by international copyright, trademark, and other intellectual property laws. You may not copy, modify, or distribute any part of the service without our express written permission.

Disclaimer of Warranties

• The service is provided "as is" without warranties of any kind.
• We do not guarantee that the service will be uninterrupted, secure, or error-free.
• We are not responsible for the accuracy of calculations or data entered by users.
• We do not guarantee the resolution of financial disputes between users.

Limitation of Liability

To the fullest extent permitted by law, OweMeter shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to loss of profits, data, or other intangible losses, resulting from your use of the service or any disputes arising between users.

Termination

• We may terminate or suspend your access to the service at any time, without prior notice, for conduct that we believe violates these terms or is harmful to other users.
• You may delete your account at any time by contacting support.
• Upon termination, your right to use the service will immediately cease.

Changes to Terms

We reserve the right to modify these terms at any time. We will notify users of any material changes by posting the new terms on this page. Your continued use of the service after any changes constitutes acceptance of the new terms.

Contact

If you have any questions about these Terms & Conditions, please contact us or email [email protected].