✱ OWEMETER ✱

Where every expense finds its balance

RECEIPT №000001 · CASHIER: THE ALGORITHM · TERMINAL: WEB-01

Split the bill.
Not the friendship.

Stop chasing money — start tracking it. OweMeter splits any bill, keeps every balance live, and lets the math kill the awkward conversation.

Tonight, somewhere:

1× DINNER · LUIGI'S$84.20
1× CABIN · 2 NIGHTS$412.00
1× GROCERIES · WK 23$67.13
SUBTOTAL$563.33
SPLIT4 WAYS
YOU OWE$0.00
100% free

✱ ✱ ✱ 01 ✱ ✱ ✱

Your order

HOW IT WORKS — 5 ITEMS

  1. 01× OPEN A GROUPFREE

    Roommates, a trip, the dinner club. Invite by link or email — guests join without an account.

  2. 02× LOG THE EXPENSE5 SEC

    Snap the receipt, name the amount, tag who paid. Multiple payers welcome.

  3. 03× SPLIT IT ANY WAY×4 WAYS

    Equal, percentage, shares, or item by item. The meter recalculates instantly.

  4. 04× WATCH IT BALANCELIVE

    Who owes whom, always current. No spreadsheet ever again.

  5. 05× SETTLE UP1 TAP

    Debt simplification finds the fewest payments that square the whole group.

ORDER TOTAL5 STEPS · ~30 SECONDS

✱ ✱ ✱ 02 ✱ ✱ ✱

The math

DEBT SIMPLIFICATION — RUN ON EVERY GROUP

OPEN TRANSFERS8
ALICE → BOB$30.00
CAROL → ALICE$45.00
BOB → CAROL$25.00
DAVID → BOB$60.00
ALICE → DAVID$15.00
EMMA → ALICE$45.00
CAROL → EMMA$35.00
DAVID → EMMA$10.00
void ×8
+ CAROL → BOB$55.00
+ DAVID → BOB$10.00
+ DAVID → ALICE$45.00
8 TRANSFERS → 3 · SAME BALANCES · EVERYONE SQUARE

✱ ✱ ✱ 03 ✱ ✱ ✱

Itemized

30 FEATURES — EVERYTHING RUNG UP

DEPT 01 — SPLITTING

1× EQUAL SPLITSINCL.
1× PERCENTAGE SPLITSINCL.
1× SHARE-BASED SPLITSINCL.
1× ITEMIZED RECEIPTSINCL.
1× MULTIPLE PAYERSINCL.

DEPT 02 — SETTLING

1× ONE-TAP SETTLEMENTSINCL.
1× DEBT SIMPLIFICATION−5 TXNS
1× PAYMENT RECORDSINCL.
1× PARTIAL PAYMENTSINCL.

DEPT 03 — INSIGHT

1× LIVE BALANCESINCL.
1× SPENDING ANALYTICSINCL.
1× CATEGORY INTELLIGENCEINCL.
1× PDF · CSV · EXCEL EXPORTINCL.
1× SHAREABLE REPORTSINCL.

DEPT 04 — ORDER

1× GROUPS & GROUP TYPESINCL.
1× RECEIPT VAULT
1× RECURRING EXPENSESINCL.
1× MULTI-CURRENCY30+
1× ARCHIVINGINCL.
1× PERSONAL IOUsINCL.

DEPT 05 — NUDGES

1× PAYMENT REMINDERSINCL.
1× ACTIVITY FEEDINCL.
1× ACHIEVEMENTSINCL.
1× EMAIL INVITATIONSINCL.

DEPT 06 — CONTROL

1× GUEST MEMBERSINCL.
1× ROLES & ADMINSINCL.
1× FULL AUDIT LOGINCL.
1× PRIVATE BY DEFAULTINCL.
1× TRUSTED DEVICESINCL.
1× AWKWARD TALKS−100%
30 ITEMS · ALL INCLUDED$0.00

✱ ✱ ✱ 04 ✱ ✱ ✱

Authorization

YOUR DATA, UNDERWRITTEN

CARDFRIENDSHIP ✱✱✱✱ 2026
AUTH CODETRUST-WORTHY
ENCRYPTIONIN TRANSIT + AT REST
BALANCE READSPRECOMPUTED · INSTANT
DEVICESALL OF THEM
AUDIT LOGEVERY CHANGE
approved

0

WAYS TO SPLIT

0+

CURRENCIES

0

AWKWARD TALKS

✱ ✱ ✱ 05 ✱ ✱ ✱

Total due

SUBTOTALYOUR SANITY, BACK
DISCOUNTAWKWARDNESS −100%
CARD REQUIREDNEVER
TOTAL DUE$0.00
no card req.

Thank you.
Come split again.

FREE FOREVER FOR CORE FEATURES

CUSTOMER COPY — RETAIN FOR YOUR RECORDS
© 2026 OWEMETER · ALL RIGHTS RESERVED
NO FRIENDSHIPS WERE HARMED IN THE SPLITTING OF THESE BILLS

✱ TEAR HERE TO START ✱