Smart expense splitting made simple

Stop chasing money.
Start tracking it.

OweMeter makes splitting bills effortless. Create a group, add expenses, and let our smart algorithms figure out who owes what. Zero awkward conversations.

Split any way

Equal, percentage, shares, or itemized

Simplify debts

Turn 8 transactions into 3

Settle instantly

One tap to clear balances

Simple & Intuitive

How OweMeter Works

Get started in seconds. No complicated setup required.

1

Create a Group

Start a group for your trip, apartment, couple, or event

2

Add Expenses

Log expenses as they happen with receipts and notes

3

Split Smart

Equal, percentage, shares, or itemized - your choice

4

Track Balances

Real-time updates show who owes what instantly

5

Settle Up

One tap to record payments and clear balances

Feature-Rich

Everything in One Place

Tap a category to explore all the powerful features within

👆 Tap any category to explore features

What Makes Us Different

Powerful Features, Beautifully Simple

Advanced capabilities that just work — no manual required

Minimize transactions with algorithms

Debt Simplification

Our smart algorithm analyzes all balances and finds the optimal way to settle up. Turn 8 messy transactions into just 3 clean payments.

Before

8

transactions

After

3

transactions

Automated nudges that work

Smart Reminders

Set it and forget it. Admins configure reminder schedules, and OweMeter automatically emails members who owe money. Members can snooze, and you get full tracking.

Weekly Reminders

3 members owe money

A
Alex
$45.00
J
Jordan
$32.50
S
Sam
$28.00
Send Reminders

Every expense documented

Receipt Vault

Attach receipts to any expense. Organize, search, and retrieve them anytime. Never lose track of that dinner bill again.

It learns how you split

Category Intelligence

OweMeter remembers your patterns. After a few expenses, it auto-suggests categories and splits based on your history.

Description

Uber to airport

AI Suggestions
Transport95%
Dining78%
Shopping45%

Settling feels like winning

Settlement Celebrations

When you clear a balance or settle a group, celebrate the moment! Streaks, badges, and confetti make managing money fun.

All settled up!

Complete Toolkit

The Full Arsenal

Every feature you need for effortless expense management

Splitting

5 features

Equal Split
Percentage
By Shares
Itemized
Multi-Payer

Settlements

4 features

One-Tap Settle
Bulk Pay
Debt Simplify
Quick IOUs

Insights

5 features

Trends
Categories
Reports
Digest Email
Export All

Organization

6 features

Receipts
Templates
Auto-Learn
Duplicates
Tags
Notes

Engagement

4 features

Streaks
Badges
Celebrate
Reactions

Control

5 features

Guests
Roles
Activity
Reminders
Currencies

29+ features designed to make expense splitting effortless

Built for Trust

Reliability You Can Count On

Built with security, performance, and accessibility at the core

Secure by Design

End-to-end encryption for all your financial data. Role-based access control keeps your groups safe.

Lightning Fast

Materialized balance calculations for instant reads. Optimistic UI updates for snappy interactions.

Works Everywhere

Multi-currency support for global groups. Responsive design works on any device, any screen.

Data Encrypted
Real-time Sync
Mobile Ready
+$45
-$23
+$12
-$8
+$67
-$34
+$19
-$55
+$41
-$28
+$15
-$9

Ready to balance
your expenses?

Join thousands who have made expense sharing simple, transparent, and even enjoyable.

Free forever for core features. No credit card required.